As many as 70 percent of people over the age of 65 will some day need nursing home care. When you require care in a nursing home, this can have a major impact on every aspect of your life and your family’s life. You need to find a home that will provide you with a high level of care so you can maintain the best quality of life possible once you move into a nursing home environment. You also need to ensure that you have done everything you can to protect your financial resources, as nursing home care is very costly.
German Law Group can help you to make plans in advance for nursing home care if you live in North Dakota or Minnesota. Planning ahead can allow help you to find the right home and ensure that you will be able to pay for your care costs. If you or a loved one must go into a nursing home immediately, we can also guide you through addressing the legal issues that this causes you to face. Give us a call today for personalized advice and to get answers to questions you may have including:
- Why is nursing home planning important?
- What should be a part of my nursing home plans?
- How can a nursing home planning lawyer help if you need care in Minnesota or North Dakota?
Why is Nursing Home Planning Important?
Nursing home planning is vitally important for several primary reasons. First, you should make a nursing home plan so you can research care facilities carefully and find one that meets your needs. Second, you want a plan to ensure that you can pay for nursing home care costs because otherwise you could spend the entirety of your life savings on nursing home care in a matter of months.
There is a serious problem of elder abuse and neglect throughout the United States. If you do not choose the right nursing home, you could find yourself vulnerable to caregivers who will not take care of your properly and who will not respect you. Often, a nursing home is chosen quickly when a person has suffered a medical issue and can no longer live independently. This can leave too little time for research and the wrong choice can be made. Deciding in advance on what nursing home is the right one is a far better way to find a place to live which you will need to depend upon to care for you and maximize your quality of life.
You also need to ensure that you can pay for the costs of care, because Medicare and most private insurance policies will not cover nursing home costs. If you are not covered for the nursing home care you need, this could mean you’d be forced to pay thousands of dollars a month out of pocket. Medicaid will allow you to get covered for nursing home care so you don’t have to pay privately, but Medicaid is means-tested and may not begin to cover the costs of your care until you’ve spent down your life savings. This could be avoided, however, by making a Medicaid plan.
What Should be Part of Your Nursing Home Plan?
German Law Group will help you to make effective use of legal tools to create a personalized nursing home plan. We can help you to use trusts and other legal tools to protect your wealth in case you must go into a nursing home and want to obtain Medicaid coverage. We can also assist you with researching care facilities and reading their admissions’ contracts so you will know what your rights are and so you can select the right nursing home for your needs.
Your plans will be customized to meet your specific goals and to protect your assets, family, and health in case you require nursing home care.
How Can a Nursing Home Planning Lawyer Help You?
Don’t wait until you need nursing home care and it is too late to make plans to get the best care possible without spending down your nest egg. Reach out to German Law Group today to find out how our firm can help you to plan ahead to get affordable, high quality care in North Dakota or Minnesota. If you or a loved one must move into a home, our firm can also help you to understand your rights and protect your future and family’s assets. Give us a call today to find out more.