When you choose to create an incapacity plan, you will necessarily have to look ahead to your future and consider some unpleasant possibilities. Namely, you’ll have to think about what you want to happen if you become seriously injured, ill, or otherwise unable to speak or communicate. Naturally, these aren’t pleasant topics to think about, but that doesn’t make them any less important.
When you create an incapacity plan you not only ensure that you and your wishes will be protected should something happen to you, but you also provide your family with significant protections and benefits as well. Here are three ways that creating an incapacity plan will help your family.
Incapacity Plan Benefit 1. Your family will know what you want.
A good incapacity plan is thorough in allowing you to not only make your decisions known, but to do so in a way that leaves little doubt about what you want. When people become incapacitated, whether it’s suddenly or after prolonged illness, their family is often left to wonder what that person would want. Do they want to be kept alive on life-sustaining machines? Do they want to become an organ donor? Do they want to refuse CPR or other types of medical care and treatment?
Incapacity plans allow you to answer these questions in as much detail as you deem appropriate. This gives your family clear instructions on what your desires are. Without such a plan, your loved ones will worry about what you would have wanted, and experience unnecessary, and avoidable, stress.
Incapacity Plan Benefit 2. Your family will know who makes the choices.
Your loved ones want what is best for you. Should you become incapacitated, they will probably want to make decisions they believe are in your best interest. But who gets to make these decisions? Will it be your spouse, a sibling, your parents, or someone else?
If you don’t have an incapacity plan, your family will not have a clear answer to these questions. Your plan will give you the ability to choose a representative. Naming a representative will prevent your family from having to go through the process of deciding on who should make decisions for you.
Incapacity Plan Benefit 3. You can prevent family conflict.
Even though there is no way to guarantee that simply creating an incapacity plan will stop your family from arguing, not having a plan in place is one of the best ways to ensure that some conflict will arise. As long as your plan is comprehensive and thorough, your family can go about the difficult process of dealing with the stress that comes after a loved one is incapacitated.
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